Independent dealers
Finance for independent used car dealers
Independent dealers sell older stock to a broader spread of customers than a franchise does. The finance facility has to cope with both.
- Older stock considered
- Prime to sub-prime
- Training included
Dealer+
Book a live demo
See the finance panel, your website, Composer and the pricing data working together on real stock. Around 30 minutes.
Book a demo Call 0191 380 4680Older stock needs a wider panel
A lender with tight age and mileage criteria will decline a meaningful share of independent forecourt stock. A panel with varied criteria places far more of it.
That is the single biggest practical difference for an independent: not the headline rate, but how much of your forecourt is actually fundable.
Mixed credit profiles
Independent buyers span the full credit spectrum. A panel covering prime through to sub-prime means fewer customers walk, and the sub-prime commission structures make that business worth writing.
Built for small teams
Most independents do not have a business manager. The system has to be usable by whoever is on the forecourt that day.
- Applications submitted in minutes, not an afternoon of forms.
- Customers can apply themselves from the vehicle page.
- E-signature means no chasing paperwork.
- WhatsApp support, because that is how dealers actually get in touch.
Common questions
Related reading
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Dealer finance
Motor Finance for Dealers
Point-of-sale motor finance for UK dealers. Access 35+ lenders, fast and weekend payouts, sub-prime commissions, and finance built into your website.
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Stock funding
Stock Funding for Dealers
Stock funding facilities so you can buy more vehicles and turn them faster. How it works, what it costs, and what to watch.
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Composer DMS
Dealer Management Software
Composer DMS: stock management, customer database, invoicing, tasks and document management, integrated with finance and your website.
Ready to grow?
See how much of your stock we can fund
Book a demo and we will run it against your live forecourt.