Stock funding

Stock funding to buy more, sell more

Most independents are limited by working capital, not by demand. Stock funding lets you hold more vehicles without tying up your own cash.

  • Buy more stock
  • Faster turn
  • Alongside your retail finance

Dealer+

Book a live demo

See the finance panel, your website, Composer and the pricing data working together on real stock. Around 30 minutes.

Book a demo Call 0191 380 4680

How stock funding works

A stock funding facility gives you a line of credit to buy vehicles. You draw down against it to purchase, and repay when the vehicle sells. The facility revolves, so repaying frees the capacity to buy again.

  • A funding limit set against your business and its trading history.
  • Draw down per vehicle at purchase.
  • Repay on sale, typically within an agreed maximum period.
  • Interest charged on what you have drawn, for as long as you hold it.

What it is good for, and what it is not

Stock funding is a lever on a business that is already selling. It multiplies whatever your current turn rate is — which cuts both ways.

Buying well matters more with funding

This is where the pricing data in Dealer+ pays for itself. Auto Trader market, retail and trade values on every vehicle mean you are buying against evidence rather than instinct — which is what keeps funded stock moving.

Common questions

Related reading

Ready to grow?

Talk through a facility

Book a demo and we will cover stock funding alongside the rest.

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